Find the Medicare money you're leaving on the table
Millions of people on Medicare miss out on help they qualify for. In about two minutes, see what you — or a parent you care for — could be getting, and exactly how to claim it. No account needed. Not the government. We never sell your information.
What we check for you
All free, government-run programs — no salespeople, no commissions.
Extra Help (Part D LIS)
Cuts prescription costs to near zero — about $5,700/year in value.
Learn more →Medicare Savings Programs
Pay your Part B premium ($203/mo) — QMB also covers deductibles & copays.
Learn more →Medicaid, SPAPs & more
Full Medicaid, state drug programs, and help with food, utilities & property tax.
Learn more →2026 income limits at a glance
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Federal minimums. Your home and one car never count. 14 states plus D.C. have no asset test at all, and several set higher income limits. Extra Help (Part D) allows about $23,940 (single) / $32,460 (married) in income.
Frequently asked questions
How much can Medicare help programs save me?
Extra Help is worth about $5,700 a year, and the Medicare Savings Programs pay your Part B premium ($202.90/month in 2026) — QMB also covers deductibles and copays. Many people qualify for thousands a year in help they never claim.
Do I have to create an account to check?
No. The MediNav Money Finder is free and needs no account — just a rough income and savings number. You can optionally create a free account afterward to save your results and get deadline reminders.
Is MediNav the government?
No. MediNav is a private, neutral service. We are not Medicare, Social Security, or any state agency. We help you find and apply for the benefits those agencies provide, we take no commissions, and we never sell your information.
What are the 2026 income limits?
For Extra Help, about $23,940 a year (single) or $32,460 (married). For the Medicare Savings Programs, roughly $1,350–$1,816 a month (single). Some income and savings don't count, and several states set higher limits — so it's worth checking even if you're close.