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State guide · updated 2026

Medicare Savings Programs & Extra Help in Louisiana

Louisiana has no asset test. Your savings don't count for the Medicare Savings Programs — only your income matters.

2026 Medicare Savings Program limits in Louisiana

ProgramPays forSingle / moMarried / mo
QMBPart B premium + deductibles & copays$1,350$1,824
SLMBPart B premium$1,616$2,184
QIPart B premium$1,816$2,455

Louisiana has no asset test. Your savings don't count for the Medicare Savings Programs — only your income matters.

Extra Help in Louisiana

Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible — worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.

How to apply in Louisiana

Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Louisiana's Medicaid office, or a free SHIP counselor via 1-800-MEDICARE.

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Frequently asked questions

What are the Medicare Savings Program income limits in Louisiana for 2026?

In Louisiana for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Louisiana has no asset test — only income counts.

Does Louisiana have an asset test for Medicare Savings Programs?

No. Louisiana has eliminated the asset test, so only your income is counted.

Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates — verify with SSA and Louisiana Medicaid. MediNav is not the government.