Medicare Savings Programs & Extra Help in New Jersey
2026 Medicare Savings Program limits in New Jersey
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Asset limit: $9,950 (single) / $14,910 (married). Your home and one car don't count.
New Jersey also runs a State Pharmaceutical Assistance Program (SPAP) that can lower prescription costs further, even if you don't get Extra Help.
Extra Help in New Jersey
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible — worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in New Jersey
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through New Jersey's Medicaid office, or a free SHIP counselor via 1-800-MEDICARE.
Check your New Jersey eligibility — free
Frequently asked questions
What are the Medicare Savings Program income limits in New Jersey for 2026?
In New Jersey for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. The asset limit is $9,950 single / $14,910 married.
Does New Jersey have an asset test for Medicare Savings Programs?
Yes — $9,950 single / $14,910 married, not counting your home or one car.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates — verify with SSA and New Jersey Medicaid. MediNav is not the government.