Medicare Savings Programs & Extra Help in Vermont
Higher income limits: Vermont sets Medicare Savings Program income limits above the federal minimums, so you may qualify even above the amounts below.
2026 Medicare Savings Program limits in Vermont
| Program | Pays for | Single / mo | Married / mo |
|---|---|---|---|
| QMB | Part B premium + deductibles & copays | $1,350 | $1,824 |
| SLMB | Part B premium | $1,616 | $2,184 |
| QI | Part B premium | $1,816 | $2,455 |
Vermont has no asset test. Your savings don't count for the Medicare Savings Programs — only your income matters.
Vermont also runs a State Pharmaceutical Assistance Program (SPAP) that can lower prescription costs further, even if you don't get Extra Help.
Extra Help in Vermont
Extra Help (the Part D Low-Income Subsidy) lowers prescription costs to a $0 premium and $0 deductible — worth about $5,700 a year. 2026 income limits are about $23,940 (single) / $32,460 (married), with savings under $18,090 / $36,100. Joining any Savings Program above qualifies you for Extra Help automatically.
How to apply in Vermont
Extra Help: free with Social Security at ssa.gov/extrahelp or 1-800-772-1213. Medicare Savings Programs: through Vermont's Medicaid office, or a free SHIP counselor via 1-800-MEDICARE.
Check your Vermont eligibility — free
Frequently asked questions
What are the Medicare Savings Program income limits in Vermont for 2026?
In Vermont for 2026, QMB is about $1,350/mo (single), SLMB $1,616, and QI $1,816. Vermont has no asset test — only income counts.
Does Vermont have an asset test for Medicare Savings Programs?
No. Vermont has eliminated the asset test, so only your income is counted.
Sources: Medicare.gov, SSA POMS HI 00815.023, CMS (2026). Estimates — verify with SSA and Vermont Medicaid. MediNav is not the government.