🛡️ MediNav
Free · Scam protection

Is this a Medicare scam?

Got a suspicious call, text, email, or letter about Medicare? Paste it below and we'll tell you whether it matches the warning signs of a scam — free, and we never store your message.

We check your message and forget it — nothing is stored. This is guidance, not a guarantee.

The 5 biggest Medicare scam warning signs

“Your coverage will be cancelled”

Real Medicare never threatens to suspend or cancel your coverage to pressure you.

Asking for your Medicare or Social Security number

Medicare already has your number. Anyone asking for it out of the blue is a red flag.

Demanding payment or gift cards

Government agencies never ask for gift cards, wire transfers, or “fees” over the phone.

“Call now” urgency

Scammers rush you so you can't stop and think. It's always okay to hang up and verify.

Offering a “new” Medicare card

There's no fee for a Medicare card, and Medicare won't call to “send” you one.

The golden rule: Medicare, Social Security, and your plan will never call, text, or email you out of the blue to ask for your number, threaten your coverage, or demand payment. When in doubt, hang up and call the number on the back of your card.

Worried you might be missing benefits you're owed? Run the free Money Finder →